Loan & EMI Calculator
Estimate monthly loan payments, interest, and total cost.
Estimate the monthly payment on a loan or mortgage from the amount borrowed, the annual interest rate, and the term. See the total interest and the total amount you'll repay over the life of the loan.
Runs entirely in your browser — nothing is uploaded.
How to use the loan & emi calculator
- 1Enter the loan amount and pick a currency.
- 2Enter the annual interest rate and term in years.
- 3See your monthly payment and total cost.
Frequently asked questions
How is the monthly payment calculated?
It uses the standard amortization formula based on the principal, monthly interest rate, and number of monthly payments.
Does this include taxes or fees?
No — it estimates principal and interest only. Property taxes, insurance, and fees are not included.