Compound Interest Calculator

See how savings grow over time.

See how your money grows with compound interest. Enter a starting amount, an interest rate, a time horizon, and an optional monthly contribution to see the future value — and how much of it is interest versus what you put in.

Future value after 10 years
19,318
Total contributed
13,000
Total interest earned
6,318

Assumes interest is compounded monthly and contributions are made at the end of each month. Currency-agnostic — the figures are in whatever currency you enter.

Runs entirely in your browser — nothing is uploaded.

How to use the compound interest calculator

  1. 1Enter your initial amount and monthly contribution.
  2. 2Set the interest rate and number of years.
  3. 3See the future value and total interest.

Frequently asked questions

How is it compounded?

Interest is compounded monthly, and contributions are added at the end of each month — the most common setup for savings and investments.

What currency does it use?

It's currency-agnostic: the figures are shown in whatever currency you enter, with no symbol assumed.

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